BUYOLOGYIQ PRIVACY POLICY

(Effective June 30, 2014)

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PRIVACY POLICY

What does BuyologyIQ ("Company") Do with your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully so that you will understand what we do.

What? The types of personal information that we collect and share depend on the product or service you have with us. For some products, this information can include, for example:

Social Security number and income;

Date of Birth;

Employment information;

Credit reports, credit history and credit scores;

Street address, mailing address, email address and telephone numbers. When you are no longer our customer, we continue to share your personal information as described in notice.

We do not access information about your identity when you browse our website. When you visit our website, our system tracks the pages you visit, the pages you download, the site you came from and your browser type and software. It also notes your IP address but not your identity. We may also use a cookie on your computer that tracks your use of our website. A cookie is a small piece of data stored on your hard drive. It takes up very little room on your system and helps us estimate the number of persons who use our site and which areas of the website are most popular. The cookie does not provide us with specific personally identifiable financial information about you. You remain anonymous to use as long as your browse the website.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons that financial companies can share their information, the reasons that Company chooses to share and whether you can limit the sharing.

Reasons for Sharing Personal Information

For our everyday business purposes such as to process the transaction that you are requesting, protect against fraud or to respond to court orders or legal investigations.

For our marketing purposes in order to offer products and services to you.

For joint marketing with other financial companies

For our affiliates' everyday business purposes such as to process the transaction that you are requesting.

For our affiliates to market to you

For our nonaffiliates to market to you

 

To Limit Our Sharing Or Opt-Out Of Future Marketing:

If you would like to Opt-Out of receiving any future mailings or prevent any further distribution of your information, you can Opt-out using the methods below to be added to the Company's internal suppression list. This will not prevent other companies that may have your information from marketing to you, as you are required to Opt-out with each company contacting you. We honor and respect all opt-out requests.

BY U.S. POSTAL MAIL:

BuyologyIQ

2222 Michelson Dr. Ste 222-112

Irvine, CA 92612

*Please include your email address(es) you wish to have removed from our marketing list

 

ONLINE:

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Who We Are

Who is providing this notice? BuyologyIQ

What We Do

How does BuyologyIQ protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards such are firewalls and secured files and buildings.

How does BuyologyIQ collect my personal information?

We collect your personal information, for example, when you contact us because you are interested in a transaction such as obtaining a mortgage loan, a reverse mortgage loan, business loan or other type of product or service in which we provide marketing services..

Why can't I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates everyday business purposes

Affiliates from using your information to market to you

Sharing for nonaffiliates to market to you.

However, you agree to allow sharing of personal information with affiliates or nonaffiliates if the affiliates or nonaffiliates are the companies that will enable us to complete the transaction in which you are interested. You further agree that by using this site, to receive other Marketing Materials for other goods and services in the future. Company is often a Marketer for nonaffiliates seeking customers who may want more information on their product or service. In such cases, we forward your personal information to nonaffiliates who can offer the product or services in which you express an interest, or more typically, we may send you marketing materials for other products or services where you control the decision in which to express interest in the product offered by choosing to submit your information.

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates are companies related by common ownership or control. They can be financial or nonfinancial companies..

Nonaffiliates are companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing is a formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Contacting Us

If you have any questions about this Privacy Notice, please write to BuyologyIQ at: 15333 Culver Dr., Suite 340-714, Irvine, CA 92604

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